Best Ohio Mortgage Lenders to Secure Your Perfect Loan

Purchasing a home in Ohio is a significant milestone, but choosing the right mortgage lender is essential to making that dream a reality. With competitive rates, flexible terms, and 24/7 customer support, the right lender can make the home buying process smoother. Whether you’re a first-time buyer or looking to refinance, Ohio offers numerous trusted mortgage lenders. This guide will help you explore the best options available so you can select a loan provider that meets your needs and budget.

Quicken Loans

Quicken Loans, the largest mortgage lender in the United States, is based in Ohio. They offer a variety of loans, including conventional, FHA, and VA loans. With highly competitive rates, their online application process makes it easy to apply for your dream home. Additionally, they provide experienced and friendly customer support with free phone assistance on weekdays and weekends.

CrossCountry Mortgage

CrossCountry Mortgage, headquartered in Ohio, is renowned for its personalized approach to lending. They offer a wide array of loan programs, including conventional, FHA, VA, USDA loans, and specialized solutions for unique financial situations.

Their local expertise ensures that borrowers receive close guidance throughout the mortgage process. Their team of experienced loan officers works diligently to provide tailored options, ensuring you find the right fit for your financial goals.

Huntington Bank

With over 150 years in the banking industry, Huntington Bank is a reputable Ohio lender. They offer a variety of mortgage options, including fixed-rate and adjustable-rate loans, alongside government-backed programs like FHA and VA loans. They also have specialized programs for first-time homebuyers and medical professionals.

Huntington Bank provides valuable resources and tools, such as online calculators and educational materials, to help borrowers make informed decisions. Their commitment to exceptional customer service makes them a reliable choice for your home financing needs.

KeyBank

KeyBank is an established Ohio lender, offering a range of mortgage options to suit different budgets and needs. They specialize in conventional loans and government-backed programs like FHA and VA loans, with unique solutions for low-to-moderate income borrowers.

Focused on community involvement and personalized service, KeyBank aims to make the home buying experience smooth and stress-free. They offer online tools and resources to help borrowers understand their options and make informed decisions.

Third Federal Savings & Loan

Third Federal Savings & Loan, with over 80 years in the industry, is one of Ohio’s largest lenders. They offer a variety of mortgage options, including fixed-rate and adjustable-rate loans, as well as programs for first-time homebuyers. They are known for their low closing costs and fees, making homeownership more affordable.

Their website provides helpful resources like mortgage calculators and a step- by-step guide to the home buying process. Moreover, their experienced loan officers are available to guide you through each stage of your home purchase.

Union Home Mortgage

Union Home Mortgage is an Ohio-based lender that offers a personalized approach to finding the right mortgage solution. They have a variety of loan programs, including conventional, FHA, VA, USDA loans, and even jumbo loans for high-priced properties.

Known for their commitment to community support through the UHM Cares program, Union Home Mortgage emphasizes transparency and communication, making them a trusted lender for your home financing needs.

First Federal Lakewood

First Federal Lakewood is a top-rated Ohio lender known for competitive rates and exceptional customer service. They offer various loan options, including fixed-rate and adjustable-rate mortgages, and government-backed programs like FHA loans. Special programs for first-time homebuyers and low-to-moderate income borrowers are also available.

Their website features useful resources such as home buying tips and mortgage calculators, with experienced loan officers ready to assist throughout the application process. Their strong community involvement makes them a trusted choice for your dream home in Ohio.

WesBanco Bank

WesBanco Bank is a regional lender with branches throughout Ohio, offering various mortgage options for different financial situations. They specialize in conventional loans and government-backed programs like FHA and VA loans. Unique solutions, such as construction-to-permanent financing, are also available for building your dream home.

WesBanco Bank provides online resources and tools to help borrowers understand their options and make informed decisions. Their experienced loan officers aim to provide personalized service and guide borrowers through every step of the mortgage process.

Northwest Bank

Northwest Bank, a community bank with branches in Ohio, offers a range of mortgage options for primary residences and investment properties. They specialize in conventional loans and government-backed programs like FHA and VA loans.

Committed to building strong relationships with customers, Northwest Bank provides personalized service and guidance throughout the home buying process. They also offer online resources like mortgage calculators and educational materials to help borrowers make informed decisions about their mortgage.

Conclusion

Selecting the right mortgage lender is a crucial step in the home buying process. Ohio boasts a wide array of reputable lenders, each with unique strengths and specialized programs to meet various borrower needs. Whether you prioritize competitive rates, personalized service, or specific loan types, there’s an option available to support your goals. By researching and comparing lenders, you can find the best fit for your financial situation and turn your dream of homeownership into reality.