Maximize Your Benefits with the Associated Bank AmEx Premier Rewards Card

The Associated Bank American Express Premier Rewards Card is more than just a piece of plastic in your wallet. It unlocks a world of benefits designed to save you money and enhance your lifestyle. With this card, savvy users can earn substantial reward points and enjoy additional travel perks.

Through the AmEx rewards program, you can earn and redeem Membership Rewards points in a variety of ways. These points accumulate when you use certain American Express cards for purchases. Depending on the store, you may earn a flat rate or bonus points. So, what are Rewards Cards and how are AmEx Premier rewards helping people? In this comprehensive guide, we’ll explore everything you need to know to maximize your Associated Bank American Express Premier Rewards Card.

Understanding the Rewards System of AmEx

The Associated Bank American Express Premier Rewards Card features a flexible points structure. Points are earned for every dollar spent, with higher rates for dining and travel expenses. To maximize point accumulation, consider these tips:

• Focus your spending on categories that offer higher points per dollar, such as dining, travel, and gas purchases, to quickly boost your points.
• Use your card for everyday purchases to steadily accumulate points, even for small expenses like groceries and coffee.
• Take advantage of promotional periods when you can use points to pay down your card balance, allowing you to save as you spend.

Special Travel Benefits

Traveling with the AmEx Premier Rewards Card offers unmatched perks. Cardholders can enjoy numerous benefits that make traveling more comfortable and cost-effective:

• Airport Lounge Access : Escape the noise and chaos of airports by relaxing in premium lounges, a boon for frequent travelers.
• Travel Insurance : Comprehensive coverage provides peace of mind during your travels. While you hope never to need it, it’s reassuring to have in case of emergencies or cancellations.
• Concierge Service : Enjoy free assistance with booking hotels and planning trips through the card’s concierge service.

The Associated Bank American Express Premier Rewards Card is not just about earning points. It also offers cash back and statement credits, which can help reduce your monthly bill.

• Maximizing Cash Back & Credits: Use your AmEx rewards card to find cash back and credit deals, saving you significant amounts.
• Special Offers : Cardmembers often receive exclusive offers for statement points or store discounts, enhancing the card’s appeal.

Earning American Express Points

You can earn American Express Membership Rewards points through several methods:

American Express Cards

Membership Rewards points are primarily earned with specific American Express Rewards Cards. Users can quickly earn points by meeting welcome bonus requirements upon applying for a card. Here are some top Amex travel cards for points:

• American Express Platinum Card : Spend $8,000 in the first six months to receive 80,000 membership reward points.
• American Express Gold Card : Earn 60,000 membership rewards points by purchasing qualifying items in the first six months. Additionally, earn 20% back in statement credits on eligible global purchases within the same period, up to $100.
• American Express Green Card : Gain 40,000 membership rewards points by spending on qualifying purchases within the first six months.

Refer a Friend

Earn American Express points by referring friends to AmEx cards. If your referral is approved, you could earn up to 30,000 Membership Rewards points or more, depending on the card they choose. AmEx does limit referral points annually, with the cap resetting each year up to 100,000 points. This limit applies to each card, not the account holder.

The unique American Express referral program allows new applicants to choose any American Express business or personal card, giving the referrer a bonus regardless of the card selected and approved.

AmEx Offers

By using “Amex Offers” through your AmEx Premier account, you can earn rewards. Some offers provide bonus membership rewards points or statement credits for specific purchase amounts or percentages off.

These offers must be added to a valid membership rewards card before making a purchase. Each offer has its own rules, so be sure to read the fine print before proceeding.

Redeem American Express Membership Rewards Points

American Express Membership Rewards points offer various redemption options. Transferring points to travel partners often maximizes their value. Other redemption choices include cash back and gift cards.

Redeem for Gift Cards

Convert Membership Rewards points into gift cards by using them instead of cash. The value of points depends on the gift card type. For example, 10,000 points valued at one cent each can get you a $100 gift card. However, an exchange might yield only an $85 Apple gift card. Always check the point value before buying a gift card.

Use Points to Pay on PayPal and Amazon

Using Membership Rewards points on Amazon provides a discount, but at 0.7 cents per point, it may not be the best value. This also applies to PayPal purchases. For Amazon, only one point is needed to activate this discount.

Pay Down Credit Card Bills

Paying down credit card bills with points is similar to getting cash back. Points can be used for any qualified American Express card purchase, deducting from your bill. Each point is worth 0.6 cents, so explore other redemption options for better value.

Bottom Line

The Associated Bank AmEx Premier Rewards Card is ideal for savvy shoppers. By understanding and utilizing its benefits, cardholders can maximize rewards, travel perks, and cash back. Remember, the key to unlocking these advantages is to spend wisely and strategically. What are you waiting for? Use your card to explore new possibilities and enjoy the many benefits!