Allegiant Credit Card Review: Pros, Cons & How It Stands Out in 2024

If you’re a frequent Allegiant Air flyer, the Allegiant Credit Card can be your ticket to rewards and perks. Issued by Bank of America, this card allows customers to earn points for every purchase, along with travel perks like discounts on Allegiant travel.

This article examines the strengths and weaknesses of the Allegiant Credit Card and compares it with other travel rewards cards. By the end, you’ll know if it’s a card you want in your wallet.

Understanding the Allegiant Credit Card’s Core Features

The Allegiant Credit Card is available in two versions: The Allegiant Credit Card and the Allegiant Visa Signature Card. The latter offers higher earnings and more perks tailored to different types of travelers.

Rewards Program

The rewards program is a highlight of the Allegiant Credit Card. Cardholders receive 3x points on Allegiant purchases, including flights, hotels, and car rentals booked through the airline’s website. This makes it a valuable tool for frequent Allegiant travelers or anyone who books directly on their site.

For all other purchases, you’ll earn 1 point per dollar spent, which aligns with most general-purpose travel cards. While not groundbreaking, it’s a solid option for a no-annual-fee card.

Sign-Up Bonus

New cardholders can earn a significant bonus by spending a specific amount within the first 90 days. This bonus can quickly boost your travel fund, allowing you to collect more points for discounts and even free flights with Allegiant.

Travel Perks

The Allegiant Credit Card offers exclusive travel perks such as discount flights with Allegiant and priority boarding. These benefits save money and add convenience for Allegiant flyers.

Fees and Costs: Is It Really Free?

A major advantage of the Allegiant Credit Card is the absence of an annual fee. Unlike some travel cards that charge hefty fees, this card is budget- friendly for cost-conscious travelers.

However, like most credit cards, it carries potential fees that cardholders should be aware of. The APR for purchases and balance transfers is variable, so it’s crucial to monitor interest rates if you carry a balance. Additionally, foreign transaction fees can add up quickly for international travelers.

Is It the Best Travel Card? A Comparison to Other Cards

While the Allegiant Credit Card is ideal for Allegiant fans, it’s essential to compare it with other travel rewards cards.

Allegiant Credit Card vs. Chase Sapphire Preferred

The Chase Sapphire Preferred Card is a popular travel credit card, offering 2x points on travel and dining and a large sign-up bonus. For frequent Allegiant flyers, the Allegiant Credit Card provides more specialized rewards. However, the Chase Sapphire Preferred offers more flexibility with its points, allowing transfers to various airline and hotel partners. If you seek broader travel rewards, the Chase Sapphire Preferred may be a better option.

Allegiant Credit Card vs. Capital One Venture Rewards Card

The Capital One Venture Rewards Card offers 2x miles on all purchases, redeemable for travel expenses. While it provides greater flexibility, it lacks perks specific to Allegiant flyers, such as priority boarding or discounts on Allegiant flights. If you prefer general rewards for any airline, the Capital One Venture Rewards Card is a solid choice. However, for Allegiant loyalists, the Allegiant Credit Card offers distinct advantages.

Pros and Cons: Is the Allegiant Credit Card Right for You?

The Allegiant Credit Card presents appealing perks for frequent flyers, but it also has its strengths and weaknesses. Let’s break down the pros and cons to help you decide if it’s the right fit for your travel needs.

Pros

• No Annual Fee: A significant benefit for those who don’t want to pay an ongoing fee.
• Bonus Points: A competitive sign-up bonus gives you a nice initial boost.
• Rewards on Allegiant Purchases: Earning 3x points on Allegiant purchases is a major perk for frequent flyers.
• Travel Discounts and Perks: Discounts on flights and priority boarding enhance your travel experience.

Cons

• Limited Rewards Categories: The 1x point for non-Allegiant purchases is standard and doesn’t compare to more generous rewards cards.
• Foreign Transaction Fees: International travelers may find the 3% foreign transaction fee a drawback.
• Restricted Airline Choice: Best suited for those who fly with Allegiant, limiting airline selection for broader travelers.

Conclusion

Ultimately, whether the Allegiant Credit Card is right for you depends on your travel habits. If you frequently fly with Allegiant Air and want to earn points for future flights, receive travel discounts, and enjoy perks without an annual fee, it’s a strong contender. The 3x points on Allegiant purchases and priority boarding are attractive incentives for loyal Allegiant customers.